Pradhan Mantri Jan Dhan Yojana 2023 PMJDY Online Apply, Last Date

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Pradhan Mantri Jan Dhan Yojana (PMJDY) 2023

We all know very well how important it is to create a bank account in today’s time. It is necessary to have a bank account not only to secure the money but also to get the benefits of many types of schemes. At present, our country is one of those countries where most people are connected to the banking sector, but even today there are crores of people who do not even have a bank account.

This number was very high till a few years ago, when only financially strong people living in urban areas used to have bank accounts, but in the year 2014, PMJDY was introduced, under which new bank accounts were opened in crores. Went and people were also provided facilities through those accounts. If you want to know about Agra Pradhan Mantri Jan Dhan Yojana 2023, then read this article completely because in this article we will not only give you complete information about this scheme in easy language but will also tell how you can take advantage of PMJDY.

What is PM Jan Dhan Yojana 2023?

Pradhan Mantri Jan Dhan Yojana is a scheme launched by the Central Government in the interest of the economically weak people, whose goal is to open bank accounts for more and more people in the country. Under the PM Jan Dhan Yojana, a bank account is opened by the central government for the financially weak people free of cost, and they are provided with many types of facilities related to this bank account, including financial assistance is provided. The accounts opened under PM Jan Dhan Scheme 2023are also linked with many other schemes so that the needy eligible citizens can avail the benefits of other schemes. Under this scheme, accounts of financially weak people are opened in banks and post offices, etc. and they are given many types of benefits related to the scheme.

Prime Minister Jan Dhan Scheme 2023

An overdraft facility of ₹ 5000 is given by the central government in the accounts to be opened under Prime Minister Jan Dhan Yojana 2023. Apart from this, the facility of getting a debit card with these accounts, and farmers are given the option of getting a Kisan Rupay card. Accident cover of ₹ 100000 is also provided by the central government to the beneficiaries of this scheme. It has been almost 7 years since this scheme was started and if we talk about the success of the scheme, then crores of bank accounts have been opened under it, in which more than one lakh 30 thousand crore rupees have been deposited. Apart from this, more than 20 crore women have got an opportunity to benefit from this scheme.

Pradhan Mantri Jan Dhan Yojana
PMJDY Scheme Account Opening Online

Highlights of Pradhan Mantri Jan Dhan Yojana 2023 Registration Detail

योजना का नाम प्रधानमंत्री जनधन योजना
किसके द्वारा शुरू की गई केंद्र सरकार के द्वारा
कब शुरू की गई 28 अगस्त 2014
लाभार्थी आर्थिक रुओ से कमजोर लोग और किसान
लाभ मुफ्त बैंक अकाउंट व अन्य कई सम्बंधित सुविधाओ का मिलना

Purpose of PMJDY 2023

There is no doubt that the Pradhan Mantri Jan Dhan Yojana is one of the biggest schemes currently running in the country and the number of bank accounts opened in this scheme should be considered a revolution in the banking sector of the country. Before the introduction of this scheme, very few people in our country have bank accounts, but after the introduction of the scheme, people of rural areas along with the economically weaker people of urban areas have opened their bank accounts and they have to do many types of banking-related activities. Helped to get profit.

  1. Pradhan Mantri Garib Kalyan Yojana 2023
  2. Pradhan Mantri Ujjwala Yojana 2023
  3. PM Kisan Samman Nidhi Yojana 2023

The goal of Pradhan Mantri Jan Dhan Yojana was that more and more people could connect with banking facilities and along with the schemes, many other facilities could also be availed directly in their bank account. In simple language, if we talk about the objective of the Pradhan Mantri Jan Dhan Scheme, then it was to encourage people to open bank accounts.

Eligibility Criteria for प्रधानमंत्री जन धन योजना 2023

Pradhan Mantri Jan Dhan Yojana has not only brought a revolution in the banking sector, but crores of people have also got many other benefits from it, which have proved to be effective for them. If you also want to get the benefit of Jan Dhan Yojana, then let us tell you that some eligibility has been fixed for this, which is as follows:

  • The applicant should not already have any bank account.
  • Central government and state government employees cannot take advantage of the scheme.
  • Priority will be given to economically weaker people, farmers, and BPL holders in the scheme.
  • Those who are financially strong and pay taxes will also not get the benefit of this scheme.
  • To take advantage of the scheme, the applicant should have a mobile number, passport size photo, and address proof along with the necessary documents like Aadhar Card, Identity Card, Driving License, PAN Card, etc.

How to apply online for PM Modi Jan Dhan Yojana/Scheme 2023?

Along with insurance cover, an overdraft facility, sometimes financial assistance is also provided to the Pradhan Mantri Jan Dhan Yojana account holders. If you also want to take advantage of this scheme, then for that you have to apply for the scheme by following the following steps:

  1. Go to your nearest bank or post office.
  2. Get the application form for PM Jan Dhan Yojana by visiting the bank or post office.
  3. Fill out all the information accurately in this application form and attach photocopies of the required documents.
  4. After that submit this application form to the bank officer.
  5. In this way, you can easily apply for PMJDY Scheme 2023.
  6. After verification of your application form, your Jan Dhan account will be opened in the bank.
Apply Link Application Form PDF || Official Site
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