PM Karam Yogi Mandhan Yojana 2023
People doing government jobs get the facilities of pension and provident fund etc., while on the other hand now-a-days private sector has also started getting the facility of provident fund etc. After that he could live his life peacefully and without any financial problems. Till now no such facility was being provided by the government which could provide pension or provident etc. to the owners of low level businesses, but recently the Pradhan Mantri Karma Yogi Maandhan Yojana has been started by the central government which helps the businessmen.
Those whose annual turnover is up to 1.5 crores will prove beneficial. If you want to know more about Pradhan Mantri Karma Yogi Maandhan Yojana then read this article completely because in this article we are going to give you complete information about Pradhan Mantri Karma Yogi Maandhan Yojana 2023 in easy language and will also tell you how you can do PMKYM You can fill the online form.
What is the Prime Minister Karma Yogi Maandhan Yojana 2023?
Pradhan Mantri Karma Yogi Maandhan Yojana is a scheme launched by the Central Government in the interest of low-level businessmen, which was started on 5 July 2019 by the current Finance Minister Nirmala Sitharaman. The benefit of this scheme will be given to those small traders whose turnover is 1.5 crore or less. Small shopkeepers, businessmen and traders of the country who are registered under GST will be able to easily take advantage of this scheme.
Under this scheme, small businessmen between the age of 18 years to 40 years can apply. According to the age at which the application has been made, ₹ 55 to ₹ 200 will have to be deposited in the scheme every month and after the age of 60, applicants will be given a monthly pension of 3000 rupees as benefits. In such a situation, small businessmen who want to make themselves safe can take advantage of this scheme and get the best pension at low premium.
Applicants who will successfully apply under Pradhan Mantri Karma Yogi Maandhan Yojana and pay premium on time will be paid a monthly pension of ₹3000 for life after the age of 60 years. The special feature of the scheme is that once an applicant applies successfully, then the pension will be transferred directly to his bank account so that he will not have to face any kind of problem. In such a situation, those who are small businessmen can take advantage of this scheme to make their future life sure.
PM Karam Yogi Mandhan Yojana 2023 Registration Overview
| योजना का नाम | PM Karam Yogi Mandhan Yojana |
| द्वारा लॉन्च किया गया | Prime Minister Narendra Modi |
| लॉन्च की तारीख | 31st May 2019 |
| नामांकन शुरू करें | Available |
| नामांकन की अंतिम तिथि | Not Available |
| लाभार्थी | छोटे व्यापारी और दुकानदार |
| लाभ | 60 वर्ष की आयु के बाद 3000 रु |
| लाभार्थी की संख्या | 3 करोड़ रु |
| आवेदन का तरीका | ऑनलाइन |
| ऑनलाइन वेबसाइट पर आवेदन करें | www.maandhan.in |
What is the objective of Pradhan Mantri Karmayogi Maandhan Yojana?
There is no doubt that equality is talked about in our country, but some sections get everything and some classes do not get anything. Small businessmen are one of those sections of the country whose turnover and profit are very low and they do not get any special facilities of any kind. But the present central government is thinking equally about all the sections, in which type of schemes are being brought and one of them is the Pradhan Mantri Karma Yogi Maandhan Yojana. This scheme has been brought only for small traders and businessmen whose turnover and profit is very less and who want to make their future life secure so that they do not face any kind of financial problems.
Small businessmen and businessmen can apply under this scheme and can get a monthly pension of ₹ 3000 after the age of 60 years. The main objective of this scheme is to provide financial assistance to small businessmen after 60 years of age so that they can live their life without economic problems with social security.
What will be the benefits of PM Karma Yogi Maandhan Scheme 2023?
Pradhan Mantri Karma Yogi Maandhan Yojana is currently one of the best schemes being run by the Central Government, which can be availed by all the small businessmen and businessmen of the country. People will get many benefits of this scheme, which are as follows:
- All the applicants who successfully join the scheme will get 3 thousand rupees per month after the age of 60 years.
- The benefit of the scheme will be given not only to the traders but also to the farmers.
- The government will contribute 50% in the scheme.
- Applying for the scheme is easy.
- The benefit of this scheme can be availed by LIC which will act as a nodal in the scheme.
- Under the scheme, the pension amount will be transferred to the beneficiary’s bank account every month.
Prepared Chart
| Entry Age | Superannuation Age | Member’s monthly contribution (Rs) | Central Govt’s monthly contribution (Rs) | Total monthly contribution (Rs) |
| (1) | (2) | (3) | (4) | (5)= (3)+(4) |
| 18 | 60 | 55 | 55 | 110 |
| 19 | 60 | 58 | 58 | 116 |
| 20 | 60 | 61 | 61 | 122 |
| 21 | 60 | 64 | 64 | 128 |
| 22 | 60 | 68 | 68 | 136 |
| 23 | 60 | 72 | 72 | 144 |
| 24 | 60 | 76 | 76 | 152 |
| 25 | 60 | 80 | 80 | 160 |
| 26 | 60 | 85 | 85 | 170 |
| 27 | 60 | 90 | 90 | 180 |
| 28 | 60 | 95 | 95 | 190 |
| 29 | 60 | 100 | 100 | 200 |
| 30 | 60 | 105 | 105 | 210 |
| 31 | 60 | 110 | 110 | 220 |
| 32 | 60 | 120 | 120 | 240 |
| 33 | 60 | 130 | 130 | 260 |
| 34 | 60 | 140 | 140 | 280 |
| 35 | 60 | 150 | 150 | 300 |
| 36 | 60 | 160 | 160 | 320 |
| 37 | 60 | 170 | 170 | 340 |
| 38 | 60 | 180 | 180 | 360 |
| 39 | 60 | 190 | 190 | 380 |
| 40 | 60 | 200 | 200 | 400 |
Eligibility for Pradhan Mantri Karma Yogi Maandhan Yojana 2023
If you are interested in the Pradhan Mantri Karma Yogi Maandhan Yojana and want to apply in it, then tell that some eligibility has been fixed by the Central Government to take advantage of it, which are as follows:
- The applicant’s age should be 18 to 40 years to take advantage of the scheme.
- Only people doing business or business in India can take advantage of the scheme.
- To avail the benefits of the scheme, the applicant must have Aadhar card, Aadhar linked bank account, GST registration number and passport size photograph.
How to apply for PM Karma Yogi Maandhan Yojana 2023?
You cannot apply online for Pradhan Mantri Karma Yogi Maandhan Yojana like many other schemes, but its application process is not complicated. The work of application of this scheme has been given by the Central Government to the Public Service Center (CSC). That is, you can apply for the scheme by visiting the Jan Seva Kendra. All you have to do is go to the Jan Seva Kendra with all your mandatory documents and ask the officer to apply for the scheme. The officer will fill your online firm and will give you every receipt. Keep this receipt with you because it can be useful for you in future.
| Apply Link | Click Here |
| CoG Homepage | Click Here |